Service Businesses
A relatively generic business office is the primary or only premises for numerous types of small service businesses, including, for example, employment, travel, collection, insurance, advertising and other agencies as well as for brokerage and consulting firms. Other service businesses—such as hair salons, Internet service providers or photographers—require a substantial amount of...
Read MoreBusiness Offices
An office is the primary or only premises for numerous types of small businesses, including, for example, employment, travel, collection, insurance, advertising and other agencies. Electronic equipment and data are vital to the operations of most such businesses. They also have the risk of lawsuits from disgruntled clients or customers. For many office-based businesses, the most cost effective...
Read MoreSmall Manufacturers
Although the range of different products manufacturers produce is huge, with only a few exceptions the risk exposures differ more in degree than in kind. Generally, the most cost effective and efficient way to provide property and liability insurance for your small manufacturing operation is with a Business Owners Policy (BOP). This type of policy offers a package of different coverages for a...
Read MoreSmall Retail Stores
Whether selling jewelry or garden plants, bicycles or lingerie, retail establishments typically have some features in common. For one, they usually have inventory that needs to be protected from physical perils, such as fire or theft. They also have a good deal of store traffic from the general public, raising the risk of third-party bodily injury claims. Generally, the most cost effective...
Read More