A BOP includes business income insurance (BI). Also known as Business Interruption Coverage, BI compensates you for the business income you may lose as a result of a covered loss. Causes of loss typically disrupt operations and may cause you to vacate your premises. The BOP also covers the extra expense you may incur if you must operate out of a temporary location.
Business Income is also available as a buy-back coverage when purchasing a Package policy or a stand-alone Property policy.
Insurance covering loss of income by a business when operations are interrupted due to property loss that is a covered cause of loss